My goal is to provide my clients and referral sources with the expert advice needed to make the best decisions when purchasing or refinancing real estate. I have strived to help my clients integrate their residential mortgages and real estate into their overall financial plan. With 34 years of lending experience, which has included 21 in residential mortgage origination and 13 years in the corporate lending, I have been able to develop a business with a base of extremely loyal clients and referral sources. Many of my clients have complex financial profiles with many factors to consider and unique characteristics affecting their residential financing decisions. I have found that my clients appreciate that my standard of care includes a higher level of professionalism and leadership than is typically provided within this industry.